Apple Pay for Halyk Georgia Bank

Pri-Num and Halyk Georgia Bank launched contactless payments via Apple Pay.

Our Customer

Halyk Bank Georgia is an established member of Georgia’s banking industry. Based in Tbilisi, it has an estimated 250 employees with over $8 million USD in sales. Its corporate family is made up of 53 companies.


The vision

Halyk Bank wanted to provide its customers with an efficient and secure mobile payments service, one that would enhance its customers’ convenience and help save them time. A contactless payment solution was thus required that would not only be quick but also very secure to prevent the possibility of fraudulent payments.

What we proposed

We proposed Apple Pay as the means to bring the bank’s vision to life. Apple Pay is Apple’s proprietary mobile payments solution that’s available only on the company’s mobile devices. Apple Pay can be used to make purchases at retail locations and online using devices like the iPhone and the Apple Watch. It works with both Visa and Mastercard cards, enabling users to make contactless payments when they’re out and about.

How it worked

Apple Pay keeps security at the core of its service. The payment card details aren’t stored on Apple’s servers or even shared with the merchant. Pri-Num has brought this incredible payments solution to Halyk Bank’s customers through its ITS Platform modules and APIs that enable the integration of the Visa Tokenization Service and the Mastercard Digital Enablement Service. The bank’s customers only need to add their payment cards to the app once. Thereafter, they can make payments on the go without having to carry the physical card with them. All transactions require authentication either through the device’s passcode or through Face ID and Touch ID.

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Card networks’ support

Both Visa and Mastercard debit and credit cards issued by Halyk Bank can be used with Apple Pay by the bank’s customers in Georgia. The country is already among the leaders in the region when it comes to the adoption of contactless payments. Almost every other transaction in Georgia is made through a contactless solution. Furthermore, 74% of smartphone owners in the country prefer using their mobile devices for effortless payments.

The results

Halyk Bank’s customers can finally take advantage of the power of Apple Pay. The solution enables them to make secure payments on the go with their Apple devices without having to carry their cards with them everywhere. Apple Pay also simplifies online payments as it eliminates the need to fill out lengthy forms at check out. All of the required information can be populated automatically in the relevant fields so that customers can check out quickly and securely.

Working with Pri-Num

Pri-Num has worked with leading banks in Georgia to advance the cause of mobile payments in the country. It has actively aided Halyk Bank in its quest to bring this innovative payment solution to its customers. Pri-Num’s experts and technical solutions were key to the successful implementation of this project.

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